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Product Advantages :

Flexibility

Keep your current 1st mortgage in place.

Completely Open - Make additional payments at any time without penalty.

Use only what you need, when you need it, up to your available credit limit.

Saves You Money

You only pay the interest on the credit you have used.

Replace high interest bills with One Lower monthly payment.

NO Annual Fee.

Covers Auto Collision Insurance at most Car Rental Agencies.

Who Qualifies?

Good Credit 600+ Beacon Score -Up to 85% Financing.

(Beacon Scores 500 - 599 up to 75% Financing.)

Secured to Equity in your home. Must have at least 20% equity.

Minimum $10,000 - Maximum $500,000

Flexible Proof of Income
--NO Employment Letters or Pay Stubs
--NO Copies of Income Tax Returns
Write Your Own Self-Declared Income Letter!!!

Property Type

Marketable Property-BC, Alberta, Manitoba, Ontario, PEI, NB & NS.

Owner occupied, single family dwellings.
-Some rental properties are eligible - For infomation - Call Us.

lst Mortgage must be up-to-date & with a financial institution.

Program Details

Proceeds cannot be used to purchase real estate.

Card cannot be used in corporate name.

Personal Cheques Available.

Minimum Monthly payment as low as 1.0% of balance or min $10.00
--(whichever is greater)

Rates are fixed as low as 6.99%* on outstanding balances.
Interest is Fixed at Time of Application.
(may be higher depending upon Credit Rating and Home Equity.
Loan is Fully OPEN without penalty.

Fees

Low One-Time Set-Up Broker Fee - Can be charged directly to the account.

First Canadian Title Fee $499.00 - Can also be charged to the account.

Appraisal Fee approx $250.00 - Paid directly to the appraiser.

How To Apply - Your Choice

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